Dental & Vision Insurance

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Ever hear the saying "The eyes are the windows to the soul"? Well, in some ways they are! Regular dental and vision screenings can alert you to serious medical concerns you didn't even know you had. And we all know that catching chronic conditions early is the key to quick recovery and lower health bills.

We offer Dental & Vision Insurance through a variety of carriers based on your needs. They can be purchased separately or together. But if you want the best options, sign up BEFORE you need it! Very few plans offer root canals and crowns covered from Day 1 and Day 1 is usually the first of the month anyway. We offer one plan that offers full benefits on Day 1 and one that offers partial benefits on Day 1. Just keep in mind the plan offering full benefits on Day 1 has a very limited network and you must sign a 12 month commitment to enroll. 

If you need a crown tomorrow, it's probably too late to get help. Luckily, the cost of Dental and Vision Insurance is easily recouped through your wellness exams and some basic services so you probably won't be out of pocket much when buying a policy. And it will sure come in handy when you DO need the major work.

Dental plans typically have an annual maximum between $1000-$2000. Preventative services such as checkups and screenings are usually covered 100% from Day 1 of the policy. Basic services including fillings and extractions are typically covered from 50%-80% after the policy has been in force for 3-6 months. And major services are typically covered at 50% after 12 months. Know the coverage you are buying. Periodontics and Endodontics may be in Basic or Major Services so check for that too. And most plans have a $50 deductible or so.

Check your specific plan documents for details on your specific plan.